For Aflac’s South Carolina policyholders affected by Hurricane Florence and resulting flooding:
To help provide relief for South Carolina policyholders affected by Hurricane Florence and the resulting flooding, Aflac will provide a 60-day moratorium on cancellations due to non-payment beginning Sept. 14, 2018 and ending Nov. 13, 2018. Additionally, Aflac will consider exceptions to insurance policy and certificate claims or underwriting requirements for consumers directly affected by Hurricane Florence. If requested, a copy of insurance policies or certificates will be provided to affected insureds at no cost, within 15 days of the request.
For Aflac’s North Carolina policyholders affected by Hurricane Florence and resulting flooding:
To help provide relief for North Carolina policyholders affected by Hurricane Florence and the resulting flooding, Aflac will provide a longer period of time to review claims, defer premium payments and debt collection during the Department of Insurance prescribed period, which is Sept. 14, 2018, to Dec. 13, 2018. This grace period also applies to any policy or contract provision that imposes a time limit on the insured, claimant, or insurer to perform any act. These provisions will apply to the zip codes specified by the North Carolina Department of Insurance.
California Consumers affected by the California Wild Fires:
California Insurance Commissioner Dave Jones issued an Emergency Declaration providing safeguards for policyholders residing or owning property located in disaster areas declared by Governor Jerry Brown between July 26 and July 28, 2018 which include Lake, Mariposa, Mendocino, Napa, Riverside and Shasta counties.
Aflac has enacted a premium grace period from July 13, 2018 – September 28, 2018 to allow policyholders the time needed to resume premium payments.